Many consumers make costly mistakes as a result of a lack of clarity on financial matters. This publication will look at all things related to credit and many tips that consumers should be aware of when considering credit acquisition and how to handle the credit that they have already acquired. Our aim is to better educate consumers and to shed light on the often confusing world of credit.

This publication is for those who are having trouble keeping up with their mortgage. This booklet provides strategies for getting back on track and becoming current with a mortgage. The thought of losing one’s home may be so overwhelming that many people try to avoid thinking about it, but that’s never the best approach. This publication is designed to help consumers figure out the best course of action to save their homes.

Many college-bound teens receive credit card offers before they even set foot on campus. Once at school, they are enticed with offers for free T-shirts, concert tickets, or other freebies simply for completing an application. This publication teaches how to successfully manage money, use credit wisely, and avoid credit problems.

This publication teaches how to successfully manage money and avoid credit problems. This guide provides money management techniques that can put readers in control of their money and help them plan for a successful financial future. We have created this guide with two purposes in mind; first, to help people create and use a successful budget; second, to provide proven strategies for avoiding excess debt.

This publication describes the challenges that people face when purchasing a home and some of the considerations that potential home buyers should take. Consumers should consider up front costs, insurances down payments home inspections and more, many fail to take these factors into consideration and their home purchase can lead to financial disaster as a result. We aim to look at all of these considerations so that consumers are better prepared for the realities of home acquisition.

If you’re under financial stress, you may be arguing with your spouse or family members about money, experiencing headaches or panic attacks, hiding bills or receipts from family members, or finding it difficult to sleep at night. Your eating habits may have gone south, and you may find it hard to make it through the day. Use this guide to help you deal with your stress.

Establishing good credit is often frustrating for those who are new to this country and don’t understand how the system works. Establishing credit is a critical component for financial survival. Use this booklet to guide you through the basics of developing credit in this country.

People pay a tremendous amount of money for a new vehicle and consumers are stretching out their loans to an average of over 62 months – just over five years. Over that 5-year period finance charges can be astronomical. This booklet reviews how consumers can save money when buying a car and details what common mistakes to avoid.

This publication addresses credit issues people need to consider before and during divorce proceedings to avoid a financial disaster, and helps consumers get their financial house in order.

No matter how much people love the holidays or how well they’ve planned, many people find themselves frazzled at some point. This publication can help them spend some time thinking about what they really want, and create a plan for how they want to spend their time, energy and money.

This publication discusses the growing issue of crime in relation to identity theft and provides steps one can take to minimize the chances of personal information being stolen and used by a fraudster. The first part of this brochure is organized into checklists you can use to put these ideas into practice. The second part of this brochure will give you steps to take if you are a victim.

This publication is designed to demystify the credit scoring process. Credit scores can change frequently as information is updated in credit reports. Lenders may use different credit scoring formulas that are customized for their loan products.

Why it’s important to start young. – This publication is designed to help you understand the importance of saving money and how to spend your money responsibly. We aim to help youth track spending habits, budget, set goals and more.

Children may be priceless, but they are also expensive. This guide is designed to save parents time, money, and give guidance on issues effecting raising children in today’s environment.

While most Canadians think they are on the path to a long and comfortable retirement, many will learn at retirement age that they’re not as comfortable as they’d like to be. This publication guides consumers to take time now to plan for retirement, so their future will be more secure. This document also highlights financial concerns to consider when living on a fixed income to avoid becoming troubled with debt.

This publication is designed to help those who have had credit problems in the past. Many people feel frustrated and worried that a damaged credit history will remain with them forever or at least for a very long time. In almost every case there are strategies and concepts that one can use to put their credit back on track.

This guide includes tips for cutting energy costs in your home. With changes, you may be able to save a little money, or perhaps even cut your energy costs in half! Best of all, many of the tips in this booklet won’t cost you a penny.

This publication will aim at educating consumers on the importance of opening a bank account that is right for them. There are many types of accounts with many variations. The key to banking is opening the account that is right for you, this booklet will aid consumers in making better informed decisions.

This booklet contains solid, everyday money saving advice. It includes tips on how to save money when traveling, buying or leasing an automobile, buying insurance, major appliances, utilities and more.

Losing a job is one of life’s most stressful events. There are both practical and emotional sides to losing a job. On the practical side, you’re faced with how you will pay your bills and find a new job. On the emotional side, you may feel ashamed, betrayed or angry that you’ve lost your job. It’s easy to become overwhelmed and take actions that may affect you for years to come. Use this guide to help you through this tough time.

Talking Money with Your Kids
If you’re like most people, you probably learned about money from the “School of Hard Knocks.” If you were lucky, you may have had parents who talked openly about money with you, and perhaps even showed you how to earn and save money. This guide helps parents talk to their children about smart money management and the value of money.

Many Canadians make costly mistakes when it comes to taxes, many of these mistakes are often avoidable and take very little effort to rectify. This publication looks to educate consumers on the importance of preparedness and how to solve problems should they arise.

Everyone needs a break now and then. But when your vacation leaves you with a stack of bills you can’t pay, it’s hardly relaxing! Next time plan a vacation that will leave you with good memories instead of debt. This guide gives you our roadmap to plan a vacation that won’t break the budget.

This is the ultimate wedding savings guide. It helps the bride and groom decide what is really important when planning their ceremony, reception, and future. It provides the average cost of items nationally, so consumers can compare.

This guide is designed for newlyweds. It addresses financial concerns for people who are married for the first time, as well as for those people blending families from prior marriages. It teaches couples how to combine their finances, set mutual goals, and decide how to manage their money to achieve their goals.

When it comes to women and money, the news can be gloomy. We live longer; we earn less, and are less secure in retirement. But the news isn’t all bad, because women can also be terrific budgeters, investors, savers and entrepreneurs.